Plan Ledger DOL Form 5500 · updated monthly

Arbor E&T, LLC dba Equus Workforce Solutions401(k)

EQUUS WORKFORCE SOLUTIONS RETIREMENT SAVINGS PLAN FOR PUERTO RICO EMPLOYEES · LOUISVILLE, KY · plan year 2024

Reported admin expense ratio · 2024
0.51%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Arbor E&T, LLC dba Equus Workforce Solutions reported $11,561 in plan administrative expenses for 2024: 0.51% of average plan assets, below the peer median. Employer contributions averaged $2,037 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.71% to 0.51%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Kentucky (747th of 871), and 9,536th of 11,911 in health care & social assistance. In 2024, the employer put in $1.80 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$2,638,604
Participants with balances201
Active participants238
Employer contributions$484,791
Employee contributions$269,751
Employer contribution per active participant$2,037
Average account balance$13,127
Benefits paid to participants$223,033
Plan auditUnmodified (clean) audit opinion
AuditorCLEARPOINT CPAS PC
Plan history3
Yearassets · accounts · employer contribution
2024$2.6M · 201 accts · $485K emplr
2023$1.9M · 157 accts · $163K emplr
2022$1.3M · 148 accts · $137K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$11,561
Total administrative$11,561
The Arbor E&T, LLC dba Equus Workforce Solutions 401(k) match · 2024
Employer contribution per active participant$2,037
Median for plans this size$1,313
2024$2,037 per active participant
2023$669 per active participant
2022$554 per active participant

Arbor E&T, LLC dba Equus Workforce Solutions's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$11,561

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$11,561 · 0.51%
2023$10,750 · 0.69%
2022$10,939 · 0.71%
Same employer
Similar plansHealth Care & Social Assistance · Kentucky
Trigg County Hospital KY$2.9M · 0.51%
Carering Health, LLC KY$2.3M · 0.60%
Carering Health, LLC KY$2.3M · 0.60%

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Source: U.S. Department of Labor, Form 5500 series, EIN 460508470 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.