Plan Ledger DOL Form 5500 · updated monthly

Aptia Insurance Services Group, LLC401(k)

APTIA 401(K) PLAN · BOSTON, MA · plan year 2024

Reported admin expense ratio · 2024
0.43%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Aptia Insurance Services Group, LLC reported $52,419 in plan administrative expenses for 2024: 0.43% of average plan assets, above the peer median. Employer contributions averaged $1,913 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Massachusetts (1,730th of 2,726), and 3,775th of 4,798 in finance & insurance. In 2024, employees put in $3.00 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$12,101,710
Participants with balances520
Active participants537
Employer contributions$1,027,300
Employee contributions$3,083,375
Employer contribution per active participant$1,913
Average account balance$23,273
Benefits paid to participants$455,520
Plan auditUnmodified (clean) audit opinion
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$25,213
Investment management$1,759
Total administrative$52,419
The Aptia Insurance Services Group, LLC 401(k) match · 2024
Employer contribution per active participant$1,913
Median for plans this size$2,416

Aptia Insurance Services Group, LLC's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
MERCER (US) INC MERCER INVESTMENTS · Consulting · Insurance services$25,447
EMPOWER ADVISORY GROUP, LLC · Investment management$1,759

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$52,419 · 0.43%
Same employer
Similar plansFinance & Insurance · Massachusetts
Oneunited Bank MA$12.4M · 0.05%
Lotus Group USA, Inc. MA$12.4M · 0.48%
Social Finance, Inc. MA$12.3M · 0.09%
Winchester Savings Bank MA$12.1M · 0.00%
Athol Savings Bank MA$12.0M · 0.00%
Monson Savings Bank MA$11.6M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 931669497 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.