Plan Ledger DOL Form 5500 · updated monthly

American Water Works Association403(b)

AMERICAN WATER WORKS ASSOCIATION DEFINED CONTRIBUTION RETIREMENT PLAN · DENVER, CO · plan year 2023

Reported admin expense ratio · 2023
0.28%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

American Water Works Association reported $93,925 in plan administrative expenses for 2023: 0.28% of average plan assets, above the peer median. Employer contributions averaged $8,659 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.22% to 0.09%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other professional & technical services employers. By assets it is the 335th-largest of 1,461 plans among Colorado employers on file, and the 3,707th of 11,654 in professional & technical services. In 2023, the employer put in $1.27 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$34,733,143
Participants with balances257
Active participants141
Employer contributions$1,220,977
Employee contributions$958,105
Employer contribution per active participant$8,659
Average account balance$135,148
Benefits paid to participants$4,672,810
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$32.7M · 329 accts · $1.3M emplr
2023$34.7M · 257 accts · $1.2M emplr
2022$31.3M · 253 accts · $1.1M emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$45,309
Total administrative$93,925
Employer contributions to the American Water Works Association plan · 2023
Employer contribution per active participant$8,659
Median for plans this size$2,440
2024$9,093 per active participant
2023$8,659 per active participant
2022$7,842 per active participant

American Water Works Association's 2023 employer contribution ran above the $2,440 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20233
COOK STREET CONSULTING INC$48,616
ADMIN PARTNERS LLC · Contract administrator$1,118

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$31,916 · 0.09%
2023$93,925 · 0.28%
2022$76,556 · 0.22%
Same employer
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Oz Architecture, Inc. CO$34.8M · 0.20%
Galloway & Company, Inc. CO$34.4M · 0.60%
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E Source Companies, LLC CO$32.4M · 0.33%

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Source: U.S. Department of Labor, Form 5500 series, EIN 135660277 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.