Plan Ledger DOL Form 5500 · updated monthly

American Refining Group, Inc.401(k)

AMERICAN REFINING GROUP, INC. 401(K) PLAN · PITTSBURGH, PA · plan year 2024

Reported admin expense ratio · 2024
0.25%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

American Refining Group, Inc. reported $135,857 in plan administrative expenses for 2024: 0.25% of average plan assets, higher than ~75% of peers. Employer contributions averaged $5,248 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.30% to 0.25%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other manufacturing employers. By assets it is the 698th-largest of 3,651 plans among Pennsylvania employers on file, and the 2,809th of 13,661 in manufacturing. In 2024, employees put in $1.67 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$58,462,115
Participants with balances384
Active participants325
Employer contributions$1,705,575
Employee contributions$2,846,906
Employer contribution per active participant$5,248
Average account balance$152,245
Benefits paid to participants$3,234,266
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$58.5M · 384 accts · $1.7M emplr
2023$50.6M · 382 accts · $1.4M emplr
2022$43.1M · 392 accts · $1.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$63,755
Investment management$72,102
Total administrative$135,857
The American Refining Group, Inc. 401(k) match · 2024
Employer contribution per active participant$5,248
Median for plans this size$3,635
2024$5,248 per active participant
2023$4,451 per active participant
2022$4,106 per active participant

American Refining Group, Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK · Recordkeeping · Loan processing$72,102
UBS FINANCIAL SERVICES INC. · Investment advisory (plan)$63,755

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$135,857 · 0.25%
2023$154,902 · 0.33%
2022$142,473 · 0.30%
All plans at this employer2
AMERICAN REFINING GROUP, INC. 401(K) PLAN401(k)
AMERICAN REFINING GROUP EMPLOYEE STOCK OWNERSHIP PLANESOP
Same employer
Similar plansManufacturing · Pennsylvania
Just Born, Inc. PA$62.1M · 0.05%
Ptc Alliance LLC PA$59.1M · 0.40%
Jep Management, Inc. PA$58.3M · 0.05%
Paperworks Industries, Inc. PA$57.5M · 0.08%
McLanahan Corporation PA$57.4M · 0.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 222318612 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.