Plan Ledger DOL Form 5500 · updated monthly

American Heritage Railways, Inc.401(k)

AMERICAN HERITAGE RAILWAYS 401(K) PLAN · DURANGO, CO · plan year 2024

Reported admin expense ratio · 2024
0.07%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

American Heritage Railways, Inc. reported $5,761 in plan administrative expenses for 2024: 0.07% of average plan assets, lower than ~75% of peers. Employer contributions averaged $534 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.08% to 0.07%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Colorado (864th of 1,461), and the 1,265th of 2,677 in transportation & warehousing. In 2024, employees put in $2.38 for every $1.00 the employer contributed; active participation has grown from 155 to 523 since 2022.

Plan summary
Net assets, end of year$8,351,046
Participants with balances175
Active participants523
Employer contributions$279,182
Employee contributions$663,743
Employer contribution per active participant$534
Average account balance$47,720
Benefits paid to participants$841,920
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$8.4M · 175 accts · $279K emplr
2023$7.2M · 131 accts · $213K emplr
2022$5.7M · 112 accts · $189K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$5,761
Total administrative$5,761
The American Heritage Railways, Inc. 401(k) match · 2024
Employer contribution per active participant$534
Median for plans this size$1,313
2024$534 per active participant
2023$492 per active participant
2022$1,222 per active participant

American Heritage Railways, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$5,761

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$5,761 · 0.07%
2023$5,199 · 0.08%
2022$5,037 · 0.08%
Same employer
Similar plansTransportation & Warehousing · Colorado
Mesa Systems, Inc. CO$10.2M · 0.45%
Viserion Grain, LLC CO$7.6M · 2.14%
Key Lime Air Corporation CO$7.6M · 0.60%
Prime Jet US LLC CO$7.2M · 0.14%

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Source: U.S. Department of Labor, Form 5500 series, EIN 650848158 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.