Plan Ledger DOL Form 5500 · updated monthly

American Automobile Assoc., Inc.401(k)

THE AAA THRIFT / SAVINGS PLAN · HEATHROW, FL · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

American Automobile Assoc., Inc. reported $197,571 in plan administrative expenses for 2024: 0.09% of average plan assets, below the peer median. Employer contributions averaged $9,060 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.092%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other professional & technical services employers. By assets it is the 164th-largest of 3,644 plans among Florida employers on file, and the 717th of 11,654 in professional & technical services. In 2024, employees put in $1.19 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$225,288,611
Participants with balances924
Active participants469
Employer contributions$4,248,944
Employee contributions$5,047,026
Employer contribution per active participant$9,060
Average account balance$243,819
Benefits paid to participants$17,415,179
Plan auditUnmodified (clean) audit opinion
AuditorRSM US LLP
Plan history3
Yearassets · accounts · employer contribution
2024$225.3M · 924 accts · $4.2M emplr
2023$205.5M · 930 accts · $3.9M emplr
2022$179.5M · 949 accts · $3.5M emplr
Administrative expenses, itemized · 2024
Investment management$64,813
Audit (IQPA)$8,835
Trustee / custodial$187,921
Total administrative$197,571
The American Automobile Assoc., Inc. 401(k) match · 2024
Employer contribution per active participant$9,060
Median for plans this size$3,635
2024$9,060 per active participant
2023$8,661 per active participant
2022$7,956 per active participant

American Automobile Assoc., Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$64,813
FIDELITY INVESTMENTS INSTITUTIONAL · Trustee (directed) · Loan processing$61,497
NFP RETIREMENT, INC. · Named fiduciary$45,000
BAKER HOSTETLER LLP · Legal$17,721
RSM US LLP · Accounting / audit$8,835

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$197,571 · 0.09%
2023$211,754 · 0.11%
2022$185,229 · 0.09%
Same employer
Similar plansProfessional & Technical Services · Florida
Rs&H, Inc. FL$335.5M · 0.12%
Carlton Fields, P.A. FL$315.7M · 0.06%
Kforce Inc. FL$282.8M · 0.14%
Opko Health, Inc. FL$225.1M · 0.20%
Grayrobinson, P.A. FL$221.7M · 0.02%
Morgan & Morgan P A FL$192.7M · 0.21%
Magic Leap, Inc. FL$183.9M · 0.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 530025420 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.