Plan Ledger DOL Form 5500 · updated monthly

American Academy of Physician Associates401(k)

AMERICAN ACADEMY OF PHYSICIAN ASSOCIATES 401(K) SAVINGS & RETIREMENT · ALEXANDRIA, VA · plan year 2025

Reported admin expense ratio · 2025
0.44%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

American Academy of Physician Associates reported $98,174 in plan administrative expenses for 2025: 0.44% of average plan assets, higher than ~75% of peers. Employer contributions averaged $4,342 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.39% to 0.44%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other other services employers. By assets it is the 878th-largest of 2,266 plans among Virginia employers on file, and the 902nd of 3,341 in other services. In 2025, employees put in $2.44 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$24,128,192
Participants with balances144
Active participants109
Employer contributions$473,260
Employee contributions$1,157,088
Employer contribution per active participant$4,342
Average account balance$167,557
Benefits paid to participants$1,958,553
Plan auditUnmodified (clean) audit opinion
AuditorDSR CPA AND CONSULTANTS
Plan history4
Yearassets · accounts · employer contribution
2025$24.1M · 144 accts · $473K emplr
2024$20.6M · 146 accts · $428K emplr
2023$17.9M · 142 accts · $399K emplr
2022$16.7M · 134 accts · $350K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$55,066
Investment management$21,554
Total administrative$98,174
The American Academy of Physician Associates 401(k) match · 2025
Employer contribution per active participant$4,342
Median for plans this size$2,666
2025$4,342 per active participant
2024$3,822 per active participant
2023$3,629 per active participant
2022$3,433 per active participant

American Academy of Physician Associates's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$55,066
MERRILL LYNCH PIERCE FENNER & SMITH · Pension consulting · Investment advisory (plan)$43,107

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$98,174 · 0.44%
2024$81,200 · 0.42%
2023$72,526 · 0.42%
2022$69,980 · 0.39%
Similar plansOther Services · Virginia
Techlaw Consultants, Inc. VA$25.2M · 0.38%
Avixa, Inc. VA$24.1M · 0.35%
Operation Smile, Inc. VA$23.3M · 0.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 237067770 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.