Plan Ledger DOL Form 5500 · updated monthly

All in Federal Credit Union401(k)

ALL IN FEDERAL CREDIT UNION 401(K) PLAN AND TRUST · DALEVILLE, AL · plan year 2024

Reported admin expense ratio · 2024
0.37%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

All in Federal Credit Union reported $103,271 in plan administrative expenses for 2024: 0.37% of average plan assets, above the peer median. Employer contributions averaged $5,149 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.35% to 0.37%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 226th-largest of 902 plans among Alabama employers on file, and 2,433rd of 4,798 in finance & insurance. In 2024, the employer put in $1.66 for every $1.00 employees contributed themselves; active participation has grown from 376 to 448 since 2022.

Plan summary
Net assets, end of year$29,679,801
Participants with balances514
Active participants448
Employer contributions$2,306,872
Employee contributions$1,393,338
Employer contribution per active participant$5,149
Average account balance$57,743
Benefits paid to participants$3,707,563
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$29.7M · 514 accts · $2.3M emplr
2023$26.2M · 487 accts · $2.8M emplr
2022$21.5M · 450 accts · $2.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$79,006
Investment management$24,265
Total administrative$103,271
The All in Federal Credit Union 401(k) match · 2024
Employer contribution per active participant$5,149
Median for plans this size$2,416
2024$5,149 per active participant
2023$6,999 per active participant
2022$6,731 per active participant

All in Federal Credit Union's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
CMFG LIFE INSURANCE COMPANY · Recordkeeping · Pension consulting$79,006
MEMBERS CAPITAL ADVISORS, INC. · Investment advisory (plan)$24,265

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TruStage (CUNA Mutual)
2023TruStage (CUNA Mutual)

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$103,271 · 0.37%
2023$90,330 · 0.38%
2022$75,569 · 0.35%
Same employer
Similar plansFinance & Insurance · Alabama
Bryant Bank AL$38.1M · 0.11%
Alabama Credit Union AL$36.1M · 0.04%
River Bank and Trust AL$28.8M · 0.03%
Avadian Credit Union AL$25.6M · 0.34%
Family Savings Credit Union AL$24.6M · 0.29%
Woodcrest Services, Inc. AL$23.5M · 0.30%

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Source: U.S. Department of Labor, Form 5500 series, EIN 630513743 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.