Plan Ledger DOL Form 5500 · updated monthly

Al Warren Oil Company401(k)

WARREN'S 401(K) PROFIT SHARING PLAN · HAMMOND, IN · plan year 2025

Reported admin expense ratio · 2025
0.58%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Al Warren Oil Company reported $121,383 in plan administrative expenses for 2025: 0.58% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,917 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.61% to 0.58%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 518th-largest of 1,562 plans among Indiana employers on file, and the 682nd of 2,677 in transportation & warehousing. In 2025, employees put in $1.98 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$22,337,406
Participants with balances367
Active participants344
Employer contributions$659,442
Employee contributions$1,307,184
Employer contribution per active participant$1,917
Average account balance$60,865
Benefits paid to participants$2,393,904
Plan auditUnmodified (clean) audit opinion
AuditorMCCULLOUGH ROSSI & COMPANY, LTD
Plan history3
Yearassets · accounts · employer contribution
2025$22.3M · 367 accts · $659K emplr
2024$19.6M · 463 accts · $618K emplr
2023$18.1M · 402 accts · $656K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$43,633
Investment management$77,750
Total administrative$121,383
The Al Warren Oil Company 401(k) match · 2025
Employer contribution per active participant$1,917
Median for plans this size$2,666
2025$1,917 per active participant
2024$1,849 per active participant
2023$2,031 per active participant

Al Warren Oil Company's 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
EMPOWER ADVISORY GROUP, LLC · Investment management$39,903
MERRILL LYNCH PIERCE FENNER & SMITH · Investment advisory (plan)$37,847

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2025$121,383 · 0.58%
2024$118,656 · 0.63%
2023$100,605 · 0.61%
Similar plansTransportation & Warehousing · Indiana
Wheaton van Lines, Inc. IN$35.0M · 0.00%
Carter Express, Inc. IN$27.6M · 0.12%
Protrans International, LLC IN$23.9M · 0.56%
Fitzmark, LLC IN$16.5M · 1.36%
Sodrel Truck Lines, Inc. IN$16.5M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 363104190 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.