Plan Ledger DOL Form 5500 · updated monthly

Agtegra Cooperative401(k)

UBG 401(K) - AGTEGRA · ABERDEEN, SD · plan year 2024

Reported admin expense ratio · 2024
0.17%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Agtegra Cooperative reported $109,921 in plan administrative expenses for 2024: 0.17% of average plan assets, above the peer median. Employer contributions averaged $2,304 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.15% to 0.17%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other agriculture, forestry & fishing employers. By assets it is the 26th-largest of 233 plans among South Dakota employers on file, and the 70th of 945 in agriculture, forestry & fishing. In 2024, employees put in $1.82 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$69,052,253
Participants with balances892
Active participants861
Employer contributions$1,983,407
Employee contributions$3,613,351
Employer contribution per active participant$2,304
Average account balance$77,413
Benefits paid to participants$6,848,474
Plan auditUnmodified (clean) audit opinion
AuditorGARDINER + COMPANY, P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$69.1M · 892 accts · $2.0M emplr
2023$61.9M · 911 accts · $1.9M emplr
2022$51.9M · 894 accts · $1.8M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$104,921
Investment management$5,000
Total administrative$109,921
The Agtegra Cooperative 401(k) match · 2024
Employer contribution per active participant$2,304
Median for plans this size$3,635
2024$2,304 per active participant
2023$2,176 per active participant
2022$2,110 per active participant

Agtegra Cooperative's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
UNITED BENEFITS GROUP · Investment advisory (plan) · Contract administrator$40,066
INTELLICENTS INVESTMENT SOLUTIONS I · Investment advisory (plan)$5,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$109,921 · 0.17%
2023$101,819 · 0.18%
2022$89,716 · 0.15%
Same employer
Similar plansAgriculture, Forestry & Fishing · South Dakota
Marshall Farms Group LTD NY$74.4M · 0.21%
American Kennel Club NY$73.1M · 0.29%
J. G. Boswell Company CA$72.9M · 0.23%
United Cooperative WI$70.0M · 0.16%
Beusa Energy, LLC TX$69.0M · 0.44%

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Source: U.S. Department of Labor, Form 5500 series, EIN 460191930 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.