Plan Ledger DOL Form 5500 · updated monthly

Affinity Dental401(k)

AFFINITY DENTAL 401-K RETIREMENT PLAN · HOLYOKE, MA · plan year 2024

Reported admin expense ratio · 2024
0.34%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Affinity Dental reported $64,347 in plan administrative expenses for 2024: 0.34% of average plan assets, above the peer median. Employer contributions averaged $2,441 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.60% to 0.34%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 1,303rd-largest of 2,726 plans among Massachusetts employers on file, and the 3,696th of 11,911 in health care & social assistance. In 2024, employees put in $1.91 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$20,034,044
Participants with balances183
Active participants178
Employer contributions$434,484
Employee contributions$830,792
Employer contribution per active participant$2,441
Average account balance$109,476
Benefits paid to participants$1,285,496
Plan auditDisclaimer of opinion
Plan history3
Yearassets · accounts · employer contribution
2024$20.0M · 183 accts · $434K emplr
2023$17.6M · 182 accts · $427K emplr
2022$14.4M · 168 accts · $398K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$31,217
Total administrative$64,347
The Affinity Dental 401(k) match · 2024
Employer contribution per active participant$2,441
Median for plans this size$2,416
2024$2,441 per active participant
2023$2,168 per active participant
2022$2,264 per active participant

Affinity Dental's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
NATIONWIDE · Recordkeeping · Loan processing$55,102
THE BENEFIT PRACTICE · Recordkeeping · Loan processing$3,967
RAYMOND JAMES & ASSOC INC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Nationwide, THE BENEFIT PRACTICE
2023Nationwide, THE BENEFIT PRACTICE

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$64,347 · 0.34%
2023$89,182 · 0.56%
2022$93,976 · 0.60%
Same employer
Similar plansHealth Care & Social Assistance · Massachusetts
Viability, Inc. MA$20.8M · 0.05%
Stafford Management, LLC MA$20.8M · 0.77%
Tempus Unlimited, Inc. MA$20.3M · 0.27%

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Source: U.S. Department of Labor, Form 5500 series, EIN 821866847 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.