Plan Ledger DOL Form 5500 · updated monthly

Aem, Inc.401(k)

INTERSTATE 401(K) SAVINGS PLAN · SPRINGFIELD, VA · plan year 2024

Reported admin expense ratio · 2024
0.36%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Aem, Inc. reported $64,609 in plan administrative expenses for 2024: 0.36% of average plan assets, above the peer median. Employer contributions averaged $1,778 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.36%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 1,043rd-largest of 2,266 plans among Virginia employers on file, and the 783rd of 2,677 in transportation & warehousing. In 2024, employees put in $3.79 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$18,587,291
Participants with balances244
Active participants171
Employer contributions$304,084
Employee contributions$1,153,257
Employer contribution per active participant$1,778
Average account balance$76,177
Benefits paid to participants$2,643,871
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$18.6M · 244 accts · $304K emplr
2023$17.7M · 246 accts · $248K emplr
2022$14.9M · 258 accts · $261K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$26,871
Investment management$37,738
Total administrative$64,609
The Aem, Inc. 401(k) match · 2024
Employer contribution per active participant$1,778
Median for plans this size$2,416
2024$1,778 per active participant
2023$1,375 per active participant
2022$1,426 per active participant

Aem, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
KESTRA ADVISORY SERVICES · Recordkeeping · Trustee$37,738
ADP, INC. · Loan processing · Recordkeeping$26,871

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, KESTRA ADVISORY SERVICES
2023ADP, KESTRA ADVISORY SERVICES

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Administrative cost history3
2024$64,609 · 0.36%
2023$56,426 · 0.35%
2022$53,743 · 0.34%
Same employer
Similar plansTransportation & Warehousing · Virginia
Lawrence Companies VA$24.7M · 0.03%
Tp Host, LLC VA$23.3M · 0.40%
Givens Group, Inc. VA$21.9M · 0.28%
Houff Transfer, Inc. VA$21.1M · 0.71%
Priority One Services, Inc. VA$17.4M · 0.74%
Norfolk Tug Company VA$13.8M · 0.46%

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Source: U.S. Department of Labor, Form 5500 series, EIN 530220544 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.