Plan Ledger DOL Form 5500 · updated monthly

Aem Commercial, Inc.401(k)

ADVANCED ENVIRONMENTAL MONITORING 401(K) PLAN · GERMANTOWN, MD · plan year 2024

Reported admin expense ratio · 2024
0.20%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Aem Commercial, Inc. reported $92,393 in plan administrative expenses for 2024: 0.20% of average plan assets, below the peer median. Employer contributions averaged $2,154 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.14% to 0.20%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 340th-largest of 1,671 plans among Maryland employers on file, and the 2,888th of 11,654 in professional & technical services. In 2024, employees put in $3.91 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$47,292,765
Participants with balances354
Active participants250
Employer contributions$538,482
Employee contributions$2,107,011
Employer contribution per active participant$2,154
Average account balance$133,595
Benefits paid to participants$3,741,768
Plan auditUnmodified (clean) audit opinion
AuditorADEPTUS PARTNERS LLC
Plan history2
Yearassets · accounts · employer contribution
2024$47.3M · 354 accts · $538K emplr
2023$42.9M · 323 accts · $547K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$32,893
Investment management$50,000
Audit (IQPA)$9,500
Total administrative$92,393
The Aem Commercial, Inc. 401(k) match · 2024
Employer contribution per active participant$2,154
Median for plans this size$2,416
2024$2,154 per active participant
2023$2,346 per active participant

Aem Commercial, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
KESTRA INVESTMENT SERVICES LLC · Investment advisory (plan)$50,000
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$32,893
ADEPTUS PARTNERS, LLC · Accounting / audit$9,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2024$92,393 · 0.20%
2023$61,802 · 0.14%
Same employer
Similar plansProfessional & Technical Services · Maryland
Gse Systems, Inc. MD$49.0M · 0.18%
Varen Technologies, Inc. MD$48.0M · 0.22%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 873869330 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.