Plan Ledger DOL Form 5500 · updated monthly

Advantage Contractor Solutions, Inc.401(k)

ADVANTAGE CONTRACTOR SOLUTIONS, INC. 401(K) PLAN · ELGIN, IL · plan year 2025

Reported admin expense ratio · 2025
0.68%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Advantage Contractor Solutions, Inc. reported $22,214 in plan administrative expenses for 2025: 0.68% of average plan assets, above the peer median. Employer contributions averaged $720 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.80% to 0.68%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Illinois (3,133rd of 3,702), and 4,335th of 5,337 in construction. In 2025, employees put in $4.20 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,663,619
Participants with balances128
Active participants111
Employer contributions$79,888
Employee contributions$335,549
Employer contribution per active participant$720
Average account balance$28,622
Benefits paid to participants$157,447
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2025$3.7M · 128 accts · $80K emplr
2022$1.4M · 52 accts · $45K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$22,214
Total administrative$22,214
The Advantage Contractor Solutions, Inc. 401(k) match · 2025
Employer contribution per active participant$720
Median for plans this size$1,464
2025$720 per active participant
2022$401 per active participant

Advantage Contractor Solutions, Inc.'s 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$10,298
EDWARD D. JONES & CO., L.P. · Investment advisory (participants)$9,863

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2025$22,214 · 0.68%
2022$13,762 · 0.80%
Same employer
Similar plansConstruction · Illinois
Rbs Opco, LLC IL$4.3M · 0.59%
Sru Electric, LLC IL$3.8M · 0.84%
Horizon Carpentry Inc. IL$3.1M · 0.02%
Christy Webber & Company IL$2.9M · 0.14%

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Source: U.S. Department of Labor, Form 5500 series, EIN 273712589 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.