Plan Ledger DOL Form 5500 · updated monthly

Acopia, LLC401(k)

ACOPIA 401(K) PLAN · GOODLETTSVILLE, TN · plan year 2024

Reported admin expense ratio · 2024
0.54%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Acopia, LLC reported $82,742 in plan administrative expenses for 2024: 0.54% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,033 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.54%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 659th-largest of 1,496 plans among Tennessee employers on file, and 3,458th of 4,798 in finance & insurance. In 2024, employees put in $7.15 for every $1.00 the employer contributed; active participation has shrunk from 208 to 124 since 2022.

Plan summary
Net assets, end of year$15,472,803
Participants with balances194
Active participants124
Employer contributions$128,104
Employee contributions$915,472
Employer contribution per active participant$1,033
Average account balance$79,757
Benefits paid to participants$2,695,098
Plan auditQualified audit opinion
AuditorBLANKENSHIP CPA GROUP, PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$15.5M · 194 accts · $128K emplr
2023$15.2M · 244 accts · $151K emplr
2022$12.8M · 266 accts · $197K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$82,742
Total administrative$82,742
The Acopia, LLC 401(k) match · 2024
Employer contribution per active participant$1,033
Median for plans this size$2,416
2024$1,033 per active participant
2023$832 per active participant
2022$947 per active participant

Acopia, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$82,742
OHIO NATIONAL INSURANCE AGENCY INC · Other servicesindirect comp
O N EQUITY SALES CO · Other servicesindirect comp
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$82,742 · 0.54%
2023$76,324 · 0.55%
2022$76,586 · 0.55%
Same employer
Similar plansFinance & Insurance · Tennessee
Orion Federal Credit Union TN$16.4M · 0.62%
Legends Bank TN$15.3M · 0.03%
The Plateau Group, Inc. TN$15.2M · 0.04%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 260777326 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.