Plan Ledger DOL Form 5500 · updated monthly

Aci Northwest, Inc.401(k)

ACI NORTHWEST, INC. 401(K) PROFIT SHARING PLAN · COEUR D ALENE, ID · plan year 2024

Reported admin expense ratio · 2024
0.59%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Aci Northwest, Inc. reported $46,816 in plan administrative expenses for 2024: 0.59% of average plan assets, above the peer median. Employer contributions averaged $3,241 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.59%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Idaho (188th of 349), and 3,332nd of 5,337 in construction. In 2024, employees put in $1.28 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$8,413,299
Participants with balances175
Active participants115
Employer contributions$372,707
Employee contributions$476,709
Employer contribution per active participant$3,241
Average account balance$48,076
Benefits paid to participants$1,494,067
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$8.4M · 175 accts · $373K emplr
2023$7.4M · 192 accts · $282K emplr
2022$6.1M · 180 accts · $277K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$34,684
Investment management$12,132
Total administrative$46,816
The Aci Northwest, Inc. 401(k) match · 2024
Employer contribution per active participant$3,241
Median for plans this size$1,313
2024$3,241 per active participant
2023$2,450 per active participant
2022$2,492 per active participant

Aci Northwest, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
JOHN HANCOCK LIFE INSURANCE · Recordkeeping$20,641
NORTHWESTERN MUTUAL$12,093
EMPOWER ADVISORY GRP / ANNUITY INSU · Investment management$6,910
RANDALL + HURLEY, INC · Contract administrator$6,397

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

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Administrative cost history3
2024$46,816 · 0.59%
2023$54,890 · 0.81%
2022$36,976 · 0.57%
Same employer
Similar plansConstruction · Idaho
Corey Barton Homes, Inc. ID$9.3M · 0.06%
Granite Excavation Inc. ID$6.2M · 1.25%
Upson Company ID$5.2M · 0.97%
Petra Incorporated ID$4.4M · 1.29%

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Source: U.S. Department of Labor, Form 5500 series, EIN 820492613 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.