Plan Ledger DOL Form 5500 · updated monthly

A & M (2015) LLC401(k)

COSA NOVA HOLDINGS, INC. 401(K) PLAN · NORTH BERGEN, NJ · plan year 2024

Reported admin expense ratio · 2024
1.16%

A & M (2015) LLC reported $129,027 in plan administrative expenses for 2024: 1.16% of average plan assets, higher than ~90% of peers. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.85% to 1.16%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in New Jersey (1,439th of 2,419), and the 2,373rd of 5,215 in retail trade.

Plan summary
Net assets, end of year$11,389,703
Participants with balances1,349
Active participants786
Employer contributions—
Employee contributions$388,399
Employer contribution per active participant—
Average account balance$8,443
Benefits paid to participants$1,252,662
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$11.4M · 1,349 accts
2023$10.9M · 1,380 accts · $293 emplr
2022$10.0M · 1,011 accts · $3K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$69,676
Investment management$40,022
Audit (IQPA)$12,644
Trustee / custodial$6,685
Total administrative$129,027
What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
SENTINEL BENEFITS GROUP LLC · Recordkeeping$69,676
SENTINEL PENSION ADVISORS · Investment advisory (participants) · Investment advisory (plan)$40,022
CARON & BLETZER, PLLC · Accounting / audit$12,644
NATIONAL FINANCIAL SERVICES LLC · Custodial (securities)$5,001

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Sentinel Group
2023Sentinel Group

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$129,027 · 1.16%
2023$128,284 · 1.23%
2022$95,398 · 0.85%
Same employer
Similar plansRetail Trade · New Jersey
Blue Ridge Lumber Co NJ$12.5M · 0.19%
Infucare Rx, Inc. NJ$12.1M · 0.59%
Stokes Healthcare, Inc. NJ$11.6M · 0.11%
Nuts.com, Inc. NJ$11.2M · 0.62%
Ashley Stewart, Inc. NJ$11.0M · 0.03%
Misfits Market NJ$10.8M · 1.88%

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Source: U.S. Department of Labor, Form 5500 series, EIN 800922050 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.