Plan Ledger DOL Form 5500 · updated monthly

4 Bears Casino & Lodge401(k)

4 BEARS CASINO & LODGE 401(K) PLAN · NEW TOWN, ND · plan year 2024

Reported admin expense ratio · 2024
0.90%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

4 Bears Casino & Lodge reported $65,777 in plan administrative expenses for 2024: 0.90% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,636 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.72% to 0.90%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in North Dakota (202nd of 279), and the 684th of 2,240 in accommodation & food services. In 2024, employees put in $1.68 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,781,659
Participants with balances136
Active participants202
Employer contributions$330,517
Employee contributions$554,413
Employer contribution per active participant$1,636
Average account balance$57,218
Benefits paid to participants$660,213
Plan auditUnmodified (clean) audit opinion
AuditorDS&B, LTD
Plan history3
Yearassets · accounts · employer contribution
2024$7.8M · 136 accts · $331K emplr
2023$6.8M · 147 accts · $356K emplr
2022$5.3M · 157 accts · $364K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$21,137
Investment management$37,427
Trustee / custodial$4,023
Total administrative$65,777
The 4 Bears Casino & Lodge 401(k) match · 2024
Employer contribution per active participant$1,636
Median for plans this size$1,313
2024$1,636 per active participant
2023$1,669 per active participant
2022$1,786 per active participant

4 Bears Casino & Lodge's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
AVANTAX RETIREMENT PLAN SERVICES · Recordkeeping · Consulting$65,777

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024AVANTAX RETIREMENT PLAN SERVICES
2023AVANTAX RETIREMENT PLAN SERVICES

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$65,777 · 0.90%
2023$55,330 · 0.91%
2022$38,211 · 0.72%
Similar plansAccommodation & Food Services · North Dakota
Taste Buds, Inc. LA$7.9M · 0.69%
Zero Cater, Inc. CA$7.8M · 0.05%
Chesapeake Hospitality MD$7.8M · 0.59%

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Source: U.S. Department of Labor, Form 5500 series, EIN 450431167 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.