Plan Ledger DOL Form 5500 · updated monthly

Zausmer, P. C.benefits

Zausmer, P. C. Welfare Benefit Plan · FARMINGTON HILLS, MI · plan year 2025

Broker compensation reported · 2025
$120,649

Zausmer, P. C.'s benefits plans covered 158 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $2,150,375. Insurance brokers and agents were paid $120,649 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 5.6% of premiums. That is $764 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 2.5% from $117,740 in 2024.

Insurance contracts · 20256
BLUE CARE NETWORK OF MICHIGAN · health drug hmo$1.5M · 242 covered
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug ppo$528K · 85 covered
DELTA DENTAL OF MICHIGAN · dental$157K · 371 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 158 covered
UNUM LIFE INSURANCE COMPANY · lifepremiums n/a · 92 covered
FIDELITY SECURITY LIFE INSURANCE COMPANY · visionpremiums n/a · 368 covered
Brokers & agents paid · 20257
KAPNICK & CO, INC$14,434 · incl $3,278 fees
CENTRO BENEFITS RESEARCH LLC$19,885 · incl $19,885 fees
KATHERINE C. WOOD$13,937
KAPNICK INSURANCE GROUP$1,845
KAPNICK & COMPANY, INC.$25,964 · incl $2,946 fees
KAPNICK AND COMPANY, INC.$410 · incl $410 fees
KATHERINE WOOD$44,174 · incl $194 fees

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 382377387 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.