Plan Ledger DOL Form 5500 · updated monthly

Ymca of the Northern Skybenefits

Ymca of the Northern Sky · FARGO, ND · plan year 2025

Broker compensation reported · 2025
$37,640

Ymca of the Northern Sky's benefits plans covered 179 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits. Insurance brokers and agents were paid $37,640 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $210 per covered person, above the median for employer plans that report broker pay. Broker pay fell 7.6% from $40,728 in 2024.

Insurance contracts · 20255
SANFORD HEALTH PLAN · healthpremiums n/a · 179 covered
LINCOLN NATIONAL LIFE INSURANCE COMPANY · dentalpremiums n/a · 138 covered
LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 191 covered
LINCOLN NATIONAL LIFE INSURANCE COMPANY · ltdpremiums n/a · 191 covered
LINCOLN NATIONAL LIFE INSURANCE COMPANY · visionpremiums n/a · 128 covered
Brokers & agents paid · 20251
MARSH & MCLENNAN AGENCY LLC$37,640 · incl $1,148 fees
Also brokered by Marsh McLennan Agency5
Rme LTD. LLC CO$10,578,643

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 450232096 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.