Plan Ledger DOL Form 5500 · updated monthly

Yale Universitybenefits

Yale University Welfare & Fringe Benefit Plan · NEW HAVEN, CT · plan year 2025

Broker compensation reported · 2025
$507,715

Yale University's benefits plans covered 19,091 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits · other. Insurance premiums totaled $13,362,205. Insurance brokers and agents were paid $507,715 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 3.8% of premiums. That is $27 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay fell 0.7% from $511,052 in 2024.

Insurance contracts · 202512
STANDARD INSURANCE COMPANY · ltd$7.4M · 38,428 covered
STANDARD INSURANCE COMPANY · life$6.0M · 21,709 covered
AETNA LIFE INSURANCE CO.premiums n/a · 5,152 covered
AETNA LIFE INSURANCE COMPANY · health visionpremiums n/a · 35 covered
DELTA DENTAL OF NEW JERSEY, INC. · dentalpremiums n/a · 35,395 covered
MAGELLAN HEALTHCAREpremiums n/a · 174 covered
UNITED BEHAVIORAL HEALTH DBA OPTUMpremiums n/a · 23,075 covered
EYEMED VISION CARE · visionpremiums n/a · 26,258 covered
HARTFORD LIFE AND ACCIDENTpremiums n/a · 129 covered
EYEMED VISION CARE · visionpremiums n/a · 2,163 covered
Brokers & agents paid · 20254
Also brokered by Brown & Brown5
Mayo Clinic MN$2,113,920
Srm Concrete, LLC TN$1,393,063

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 060646973 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.