Plan Ledger DOL Form 5500 · updated monthly

Western Reserve Care Solutionsbenefits

Western Reserve Care Solutions Welfare Plan · CLEVELAND, OH · plan year 2025

Broker compensation reported · 2025
$120,734

Western Reserve Care Solutions's benefits plans covered 853 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $508,685. Insurance brokers and agents were paid $120,734 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 23.7% of premiums. That is $142 per covered person, below the median for employer plans that report broker pay. Broker pay fell 3.4% from $124,984 in 2024.

Insurance contracts · 20253
DELTA DENTAL OF OHIO · dental$509K · 1,398 covered
UNITEDHEALTHCARE INSURANCE COMPANY · visionpremiums n/a · 1,699 covered
HARTFORD LIFE AND ACCIDENT · life std ltdpremiums n/a · 853 covered
Brokers & agents paid · 20253
CENTRO BENEFITS RESEARCH LLC$34,054 · incl $34,054 fees
THE JAMES B. OSWALD COMPANY$351 · incl $351 fees
Also brokered by Centro Benefits Research LLC5
Shipt, Inc. AL$78,524

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 832255711 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.