Plan Ledger DOL Form 5500 · updated monthly

Western Health Advantagebenefits

Western Health Advantage Welfare Benefits Plan · SACRAMENTO, CA · plan year 2025

Broker compensation reported · 2025
$59,137

Western Health Advantage's benefits plans covered 251 active participants in 2025, providing health · life · dental · vision · long-term disability · other. Insurance brokers and agents were paid $59,137 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $236 per covered person, above the median for employer plans that report broker pay. Broker pay rose 18% from $49,992 in 2024.

Insurance contracts · 20258
UNUM LIFE INSURANCE COMPANY OF AMERICApremiums n/a · 232 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life ltdpremiums n/a · 227 covered
UNUM LIFE INSURANCE COMPANY OF AMERICApremiums n/a · 176 covered
AFLACpremiums n/a · 57 covered
PREMIER ACCESS INSURANCE COMPANY ASO · dentalpremiums n/a · 251 covered
WESTERN HEALTH ADVANTAGE · health drugpremiums n/a · 242 covered
Brokers & agents paid · 20256
BAYHABENEFITS INSURANCE SOLUTIONS$24,747
BAYHABENEFITS INSURANCE SOLUTI$27,380
CRAIG ALLEN PFAFF$3,929 · incl $53 fees
LES HEINSEN INS SERVICES INC$28
VIGILANT GROUP, LLC$14
18 individual agents · names withheld$3,039

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 680393304 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.