Plan Ledger DOL Form 5500 · updated monthly

Vermont Federal Credit Unionbenefits

Life and Disability Insurance Plan · SOUTH BURLINGTON, VT · plan year 2025

Broker compensation reported · 2025
$18,046

Vermont Federal Credit Union's benefits plans covered 182 active participants in 2025, providing life · short-term disability · long-term disability · other. Insurance premiums totaled $145,304. Insurance brokers and agents were paid $18,046 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 12.4% of premiums. That is $99 per covered person, below the median for employer plans that report broker pay. Broker pay fell 8.5% from $19,713 in 2024.

Insurance contracts · 20255
STANDARD INSURANCE COMPANY · std$59K · 172 covered
STANDARD INSURANCE COMPANY · life$43K · 172 covered
STANDARD INSURANCE COMPANY · ltd$43K · 172 covered
BLUE CROSS AND BLUE SHIELD OF VERMONT · health drug vision ppopremiums n/a · 207 covered
DELTA DENTAL PLAN OF VERMONT, INC. · dentalpremiums n/a · 225 covered
Brokers & agents paid · 20253
HICKOK & BOARDMAN$1,416 · incl $1,416 fees
Also brokered by Acrisure5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 030194663 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.