Plan Ledger DOL Form 5500 · updated monthly

Vanguard Academybenefits

Vanguard Academy · EDINBURG, TX · plan year 2025

Broker compensation reported · 2025
$423,329

Vanguard Academy's benefits plans covered 839 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance brokers and agents were paid $423,329 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $505 per covered person, in the top quarter of employer plans that report broker pay. Broker pay was essentially unchanged from 2023.

Insurance contracts · 202513
AMERICAN PUBLIC LIFE INSURANCE COMPANYpremiums n/a · 238 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · dentalpremiums n/a · 480 covered
5STAR LIFE INSURANCE COMPANY · lifepremiums n/a · 383 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · ltdpremiums n/a · 42 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · dentalpremiums n/a · 842 covered
HEALTH CARE SERVICE CORPORATION · healthpremiums n/a · 1,218 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 851 covered
STARMOUNT LIFE INSURANCE COMPANY · visionpremiums n/a · 511 covered
UNITEDHEALTHCARE INSURANCE COMPANYpremiums n/a · 375 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · ltdpremiums n/a · 413 covered
UNUM INSURANCE COMPANYpremiums n/a · 245 covered
LINCOLN NATIONAL LIFE INSURANCE COMPANY · stdpremiums n/a · 851 covered
UNUM INSURANCE COMPANYpremiums n/a · 345 covered
Brokers & agents paid · 20255
FINANCIAL BENEFIT SERVICES LLC$386,937 · incl $24,030 fees
THE BENEFITS HUB LLC$29,762 · incl $23,217 fees
MASS GROUP MARKETING INC.$5,106 · incl $2,751 fees
B&B INSURANCE NETWORK$1,188
MASS GROUP MARKET INC.$336 · incl $336 fees
Also brokered by Financial Benefit Services LLC1
Vanguard Academy TX$386,937

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 742971562 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.