Plan Ledger DOL Form 5500 · updated monthly

Upstate Niagara Cooperative Inc.benefits

Upstate Niagara Cooperative Inc. Group Benefit Plan · LANCASTER, NY · plan year 2025

Broker compensation reported · 2025
$236,379

Upstate Niagara Cooperative Inc.'s benefits plans covered 1,670 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $236,379 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $142 per covered person, below the median for employer plans that report broker pay. Broker pay rose 24% from $190,093 in 2024.

Insurance contracts · 20256
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 1,610 covered
NEW YORK LIFE GROUP INSURANCE COMPANY OF NYpremiums n/a · 740 covered
HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC. · healthpremiums n/a · 3,254 covered
ESI EMPLOYEE ASSISTANCE GROUPpremiums n/a · 1,826 covered
CURALINC, LLCpremiums n/a · 1,800 covered
Brokers & agents paid · 20251
GALLAGHER BENEFIT SERVICES, INC.$236,379 · incl $12,872 fees
Also brokered by Gallagher5
Prisma Health SC$2,123,789

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 160845625 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.