Plan Ledger DOL Form 5500 · updated monthly

Upper Valley Servicesbenefits

Upper Valley Services Health and Welfare Plan · RANDOLPH, VT · plan year 2025

Broker compensation reported · 2025
$22,193

Upper Valley Services's benefits plans covered 169 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance brokers and agents were paid $22,193 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $131 per covered person, below the median for employer plans that report broker pay. Broker pay fell 17% from $26,611 in 2024.

Insurance contracts · 20252
VISION SERVICE PLAN · visionpremiums n/a · 205 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 165 covered
Brokers & agents paid · 20252
RICHARDS INCORPORATED$21,109 · incl $6,985 fees
RICHARDS, INC.$1,084
Also brokered by Richards Incorporated5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 030305008 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.