Plan Ledger DOL Form 5500 · updated monthly

Universal Fire & Casualty Insurance Companybenefits

Universal Fire & Casualty Insurance Company Medical Plan · WATERFORD, MI · plan year 2025

Broker compensation reported · 2025
$61,315

Universal Fire & Casualty Insurance Company's benefits plan covered 113 active participants in 2025, providing health. Insurance brokers and agents were paid $61,315 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $543 per covered person, in the top quarter of employer plans that report broker pay.

Insurance contracts · 20251
COMMUNITY INSURANCE COMPANY (G1728) · health ppopremiums n/a · 209 covered
Brokers & agents paid · 20253
HUB HEARTLAND LLC$43,320 · incl $2,020 fees
THE JAMES B OSWALD COMPANY$13,570 · incl $13,570 fees
ERC SERVICES INC$4,425
Also brokered by Hub Heartland LLC5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 351372324 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.