Plan Ledger DOL Form 5500 · updated monthly

United Refining Companybenefits

United Refining Company Benefit Plan · WARREN, PA · plan year 2025

Broker compensation reported · 2025
$121,761

United Refining Company's benefits plans covered 1,701 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits · other. Insurance premiums totaled $95,480. Insurance brokers and agents were paid $121,761 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 127.5% of premiums. That is $72 per covered person, below the median for employer plans that report broker pay. Broker pay rose 3.7% from $117,447 in 2024.

Insurance contracts · 20257
VISION BENEFITS OF AMERICA · vision$81K · 718 covered
VISION BENEFITS OF AMERICA · vision$14K · 139 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · lifepremiums n/a · 1,701 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · ltdpremiums n/a · 729 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · lifepremiums n/a · 424 covered
HIGHMARK, INC. · healthpremiums n/a · 444 covered
Brokers & agents paid · 20253
PROFESSIONAL GROUP PLANS, INC.$39,067 · incl $39,067 fees
SEUBERT & ASSOCIATES INC.$82,483 · incl $43,011 fees
HUBBARD BERT KARLE WEBER INC.$211
Also brokered by Professional Group Plans, Inc.5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 251411751 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.