Plan Ledger DOL Form 5500 · updated monthly

United Bankshares, Inc.benefits

United Bankshares, Inc. Health and Welfare Benefit Plan · PARKERSBURG, WV · plan year 2025

Broker compensation reported · 2025
$292,819

United Bankshares, Inc.'s benefits plans covered 2,678 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits. Insurance premiums totaled $367,573. Insurance brokers and agents were paid $292,819 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 79.7% of premiums. That is $109 per covered person, below the median for employer plans that report broker pay. Broker pay fell 32% from $430,896 in 2024.

Insurance contracts · 20257
VISION SERVICE PLAN · vision$368K · 1,851 covered
MUTUAL OF OMAHA INSURANCE COMPANY · ltdpremiums n/a · 2,578 covered
MUTUAL OF OMAHA INSURANCE COMPANY · lifepremiums n/a · 1,124 covered
HCC LIFE INSURANCE COMPANY · stop-losspremiums n/a · 1,869 covered
MUTUAL OF OMAHA INSURANCE COMPANY · lifepremiums n/a · 2,724 covered
DELTA DENTAL INSURANCE COMPANY · dentalpremiums n/a · 2,054 covered
HIGHMARK BLUE CROSS BLUE SHIELD OF WEST VIRGINIA · health drugpremiums n/a · 75 covered
Brokers & agents paid · 20252
MARSH & MCLENNAN AGENCY LLC$128,159 · incl $62,024 fees
ALAN J ZUCCARI INC$164,660
Also brokered by Marsh McLennan Agency5
Rme LTD. LLC CO$10,578,643

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 550641179 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.