Total Life Changesbenefits
Total Life Changes Flexible Benefit Plan · IRA, MI · plan year 2023
Broker compensation reported · 2023
$33,752
Total Life Changes's benefits plan covered 84 active participants in 2023, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $459,476. Insurance brokers and agents were paid $33,752 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 7.3% of premiums. That is $402 per covered person, above the median for employer plans that report broker pay.
Insurance contracts · 20233
BLUE CARE NETWORK OF MICHIGAN · health drug hmo$292K · 64 covered
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug ppo$168K · 27 covered
GUARDIAN · dental vision life std ltdpremiums n/a · 82 covered
Brokers & agents paid · 20234
DIANE CHRISTENSEN$22,676
HUB INTERNATIONAL MIDWEST LTD$7,310 · incl $1,934 fees
INSURANCE CONSULTING ASSOCIATE$1,857
INSURANCE CONSULTING ASSOCIATES$1,909 · incl $1,909 fees
Also brokered by Diane Christensen3
Destination Media Inc. dba Gstv MI$64,005
Federated Service Solutions, Inc. MI$44,839
Progressive Lifestyles Inc. MI$24,666
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Source: DOL Form 5500 Schedule A, plan year 2023, EIN 200090241 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.