Plan Ledger DOL Form 5500 · updated monthly

Total Fire Protectionbenefits

Total Fire Protection Health and Welfare Plan · GRAND RAPIDS, MI · plan year 2024

Broker compensation reported · 2024
$159,321

Total Fire Protection's benefits plans covered 535 active participants in 2024, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance premiums totaled $223,360. Insurance brokers and agents were paid $159,321 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 71.3% of premiums. That is $298 per covered person, above the median for employer plans that report broker pay. Broker pay rose 17% from $136,181 in 2023.

Insurance contracts · 20244
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug dental vision ppo$223K · 840 covered
PRIORITY HEALTH · health drug hmopremiums n/a · 810 covered
CONTINENTAL AMERICAN INSURANCE COMPANYpremiums n/a · 36 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 532 covered
Brokers & agents paid · 20248
WRIGHT, DEBRA$100,275
MICHELLE R STOUFFER$8,732
TRICOAST ADVISORS, LLC$50,006 · incl $17,507 fees
SANTIAGO AND ASSOCIATES, LLC$220
W. E. HAHN AFFILIATED SVC., LLC$35
K. HARRIS & ASSOCIATES, LLC$25
WILLIAM JOHNSON & ASSOCIATES, LLC$17
Individual agent · names withheld$11

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

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Source: DOL Form 5500 Schedule A, plan year 2024, EIN 382998963 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.