Plan Ledger DOL Form 5500 · updated monthly

Tidesbenefits

Tides Health and Welfare Plan · SAN FRANCISCO, CA · plan year 2025

Broker compensation reported · 2025
$518,712

Tides's benefits plans covered 872 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $518,712 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $595 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 3.6% from $500,559 in 2024.

Insurance contracts · 20256
FEDERAL INSURANCE COMPANYpremiums n/a · 4,053 covered
GUARDIAN · life std ltdpremiums n/a · 872 covered
CALIFORNIA PHYSICIANS SERVICE · health drug ppopremiums n/a · 566 covered
CONCERN EAPpremiums n/a · 834 covered
KAISER FOUNDATION HEALTH PLAN INC. · health drug hmopremiums n/a · 217 covered
KAISER FOUNDATION HEALTH PLAN, INC. · health drug hmopremiums n/a · 2 covered
Brokers & agents paid · 20252
MARSH & MCLENNAN AGENCY LLC$518,647 · incl $437,707 fees
THE BALDWIN GROUP MID-ATLANTIC$65 · incl $65 fees
Also brokered by Marsh McLennan Agency5
Rme LTD. LLC CO$10,578,643

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 510198509 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.