Plan Ledger DOL Form 5500 · updated monthly

Three Rivers Federal Credit Unionbenefits

3RIVERS Welfare Benefit Plan · FORT WAYNE, IN · plan year 2025

Broker compensation reported · 2025
$120,035

Three Rivers Federal Credit Union's benefits plans covered 490 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $83,959. Insurance brokers and agents were paid $120,035 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 143.0% of premiums. That is $245 per covered person, above the median for employer plans that report broker pay. Broker pay rose 16% from $103,658 in 2024.

Insurance contracts · 20255
DELTA DENTAL OF INDIANA · vision$84K · 712 covered
METROPOLITAN LIFE INSURANCE COMPANY · std ltdpremiums n/a · 447 covered
COMPLETE WELLNESS SOLUTIONS, LLCpremiums n/a · 518 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · std ltdpremiums n/a · 490 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 212 covered
Brokers & agents paid · 20252
GIBSON INSURANCE AGENCY, INC.$88,819 · incl $18,740 fees
JAMES R NELLIGAN & ASSOCIATES, LLC$31,216 · incl $23,412 fees
Also brokered by Gibson Insurance Agency, Inc.5
Forest River, Inc. IN$1,183,448
Boyd Corporation CA$199,476

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 350885395 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.