Plan Ledger DOL Form 5500 · updated monthly

The Public Library of Youngstown & Mahoning Countybenefits

The Public Library of Youngstown & Mahoning County Wrap Welfare Benefits Plan · YOUNGSTOWN, OH · plan year 2025

Broker compensation reported · 2025
$120,512

The Public Library of Youngstown & Mahoning County's benefits plans covered 213 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance premiums totaled $2,903,390. Insurance brokers and agents were paid $120,512 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 4.2% of premiums. That is $566 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 12% from $107,887 in 2024.

Insurance contracts · 20252
MEDICAL MUTUAL OF OHIO · health drug dental vision std ltd$2.9M · 168 covered
MEDMUTUAL LIFE INSURANCE COMPANY · lifepremiums n/a · 213 covered
Brokers & agents paid · 20251
JAMES B. OSWALD COMPANY$120,512 · incl $42,500 fees
Also brokered by James B. Oswald Company5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 346003201 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.