Plan Ledger DOL Form 5500 · updated monthly

The Lyons National Bankbenefits

The Lyons National Bank Health and Welfare Plan · GENEVA, NY · plan year 2025

Broker compensation reported · 2025
$110,272

The Lyons National Bank's benefits plans covered 124 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $2,415,635. Insurance brokers and agents were paid $110,272 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 4.6% of premiums. That is $889 per covered person, in the top 10% of employer plans that report broker pay. Broker pay fell 1.0% from $111,335 in 2024.

Insurance contracts · 20257
EXCELLUS BLUE CROSS BLUE SHIELD · health drug$2.3M · 126 covered
EXCELLUS BLUE CROSS BLUE SHIELD · dental$103K · 140 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · visionpremiums n/a · 141 covered
MVP HEALTHCARE · healthpremiums n/a · 5 covered
FAMILY COUNSELING SERVICE OF FINGER LAKES, INC.premiums n/a · 250 covered
AFLACpremiums n/a · 24 covered
LINCOLN LIFE AND ANNUITY COMPANY OF NEW YORK · life std ltdpremiums n/a · 205 covered
Brokers & agents paid · 20255
GALLAGHER BENEFIT SERVICES, INC.$107,200 · incl $547 fees
KENDRA TRAMMEL & OTHER AGENTS$1,024 · incl $5 fees
BRENDAN MCCARTHY AND CREW, INC.$198
3 individual agents · names withheld$1,503

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Gallagher5
Prisma Health SC$2,123,789

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 150372430 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.