Plan Ledger DOL Form 5500 · updated monthly

The Lutheran University Associationbenefits

Comprehensive Health Plan for Valparaiso University Employees · VALPARAISO, IN · plan year 2025

Broker compensation reported · 2025
$131,210

The Lutheran University Association's benefits plans covered 443 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits · other. Insurance brokers and agents were paid $131,210 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $296 per covered person, above the median for employer plans that report broker pay. Broker pay rose 13% from $116,618 in 2024.

Insurance contracts · 20253
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · dental visionpremiums n/a · 454 covered
UNITED AMERICAN INSURANCE COMPANY · healthpremiums n/a · 24 covered
LINCOLN NATIONAL LIFE INSURANCE COMPANY · life ltdpremiums n/a · 501 covered
Brokers & agents paid · 20253
MJ INSURANCE$82,971 · incl $16,309 fees
JAMES R. NELLIGAN & ASSOCIATES$34,154 · incl $11,149 fees
AMWINS GROUP BENEFITS, LLC$14,085
Also brokered by Mj Insurance5
Hopebridge, LLC IN$384,685

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 350868125 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.