The Lower Valley Hospital Associationbenefits
Family Health West Health & Welfare Benefit Plan · FRUITA, CO · plan year 2025
Broker compensation reported · 2025
$34,205
The Lower Valley Hospital Association's benefits plans covered 596 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $34,205 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $57 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay rose 22% from $27,983 in 2024.
Insurance contracts · 20253
VISION SERVICE PLAN · visionpremiums n/a · 303 covered
ALL ONE HEALTH DBA TRIAD RESOURCE GROUP, LLC.premiums n/a · 596 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 473 covered
Brokers & agents paid · 20253
NOVO BENEFITS, LLC$27,226
EMERSON ROGERS, LLC$2,855 · incl $2,619 fees
MOUNTAIN WEST INS & FIN SVCS, LLC$4,124
Also brokered by Novo Benefits, LLC5
Cottonwood Capital UT$7,527
E & a Consulting Group, Inc. NE$6,730
Ayars& Ayars, Inc. NE$2,021
Weatherby, Inc. WY$541
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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 840447998 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.