Plan Ledger DOL Form 5500 · updated monthly

The Krapf Bus Companiesbenefits

Krapf Bus Companies Health and Welfare Plan · WEST CHESTER, PA · plan year 2025

Broker compensation reported · 2025
$8,557

The Krapf Bus Companies's benefits plans covered 209 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $8,557 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $41 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay fell 7.2% from $9,216 in 2024.

Insurance contracts · 20257
VISION SERVICE PLAN · visionpremiums n/a · 404 covered
TELEDOCpremiums n/a · 2,585 covered
LIFE INSURANCE COMPANY OF NORTH AMERICApremiums n/a · 209 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · lifepremiums n/a · 209 covered
DELTA DENTAL OF PENNSYLVANIA · dentalpremiums n/a · 437 covered
STANDARD INSURANCE COMPANY · ltdpremiums n/a · 60 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · lifepremiums n/a · 209 covered
Brokers & agents paid · 20254
INNOVATIVE BENEFIT PLANNING, LLC$3,878
RICHARD LAVER$2,933
NSM INSURANCE SERVICES, LLC$873
Individual agent · names withheld$873

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Innovative Benefit Planning, LLC1

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 231689699 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.