Plan Ledger DOL Form 5500 · updated monthly

The James B. Oswald Companybenefits

The James B. Oswald Company Employee Welfare Benefit Plan · CLEVELAND, OH · plan year 2025

Broker compensation reported · 2025
$240,249

The James B. Oswald Company's benefits plans covered 788 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $240,249 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $305 per covered person, above the median for employer plans that report broker pay. Broker pay fell 40% from $400,276 in 2024.

Insurance contracts · 20259
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · dentalpremiums n/a · 661 covered
NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA.premiums n/a · 788 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES · dental visionpremiums n/a · 121 covered
SUN LIFE ASSURANCE COMPANY OF CANADApremiums n/a · 37 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANY · health drugpremiums n/a · 29 covered
METLIFE LEGAL PLANSpremiums n/a · 88 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life ltdpremiums n/a · 1,003 covered
UNUM INSURANCE COMPANYpremiums n/a · 211 covered
Brokers & agents paid · 20255
JAMES B. OSWALD COMPANY$182,721 · incl $47,984 fees
CENTRO BENEFITS RESEARCH, LLC$43,214 · incl $17,678 fees
NSI INSURANCE GROUP$8,898
PLANSOURCE BENEFIT ADMINISTRATION$5,269
CAPITAL PLANNERS, LLC$147
Also brokered by James B. Oswald Company5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 340445620 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.