Plan Ledger DOL Form 5500 · updated monthly

The J. David Gladstone Institutesbenefits

The J. David Gladstone Health and Welfare Benefits Plan · SAN FRANCISCO, CA · plan year 2025

Broker compensation reported · 2025
$161,287

The J. David Gladstone Institutes's benefits plans covered 440 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits · other. Insurance premiums totaled $201,578. Insurance brokers and agents were paid $161,287 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 80.0% of premiums. That is $367 per covered person, above the median for employer plans that report broker pay. Broker pay rose 16% from $139,082 in 2024.

Insurance contracts · 20255
STANDARD INSURANCE COMPANY · life ltd$202K · 440 covered
MAGELLAN HEALTHpremiums n/a · 402 covered
KAISER FOUNDATION HEALTH PLAN, INC. · health drug hmopremiums n/a · 250 covered
METROPOLITAN LIFE INSURANCE COMPANY · dentalpremiums n/a · 863 covered
VISION SERVICE PLAN · visionpremiums n/a · 411 covered
Brokers & agents paid · 20251
USI INSURANCE SERVICES LLC$161,287 · incl $17,210 fees
Also brokered by Usi5
Adapthealth, LLC PA$827,688

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 237203666 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.