Plan Ledger DOL Form 5500 · updated monthly

The Golden 1 Credit Unionbenefits

The Golden 1 Credit Union Health and Welfare Benefit Plan · SACRAMENTO, CA · plan year 2025

Broker compensation reported · 2025
$165,885

The Golden 1 Credit Union's benefits plans covered 2,314 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $8,850,268. Insurance brokers and agents were paid $165,885 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 1.9% of premiums. That is $72 per covered person, below the median for employer plans that report broker pay. Broker pay fell 9.0% from $182,235 in 2024.

Insurance contracts · 20258
CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES · health drug hmo ppo$8.9M · 1,126 covered
DELTA DENTAL OF CALIFORNIA · dentalpremiums n/a · 630 covered
KAISER FOUNDATION HEALTH PLAN, INC. · health drug hmopremiums n/a · 1,902 covered
ACE AMERICAN INSURANCE COMPANYpremiums n/a · 2,314 covered
U.S. BEHAVIORAL HEALTH PLAN, CALIFORNIA DBA OPTUMpremiums n/a · 2,279 covered
METROPOLITAN GENERAL INSURANCE COMPANYpremiums n/a · 406 covered
METROPOLITAN LIFE INSURANCE COMPANYpremiums n/a · 720 covered
RELIANCE STANDARD LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 2,314 covered
Brokers & agents paid · 20255
HUB INTERNATIONAL INS SERVCES INC$10,980 · incl $10,980 fees
HUB INTERNATIONAL MIDWEST LIMITED$4,777 · incl $4,777 fees
HUB INTERNATIONAL INS SERVICES INC$64,739 · incl $863 fees
Also brokered by HUB International5
Rfe/Rl, Inc. DC$1,044,707

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 940362025 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.