Plan Ledger DOL Form 5500 · updated monthly

The Emily Program, P.C.benefits

The Emily Program, P.C. Group Benefits Wrap Plan · SAINT PAUL, MN · plan year 2025

Broker compensation reported · 2025
$95,754

The Emily Program, P.C.'s benefits plans covered 288 active participants in 2025, providing health. Insurance premiums totaled $186,270. Insurance brokers and agents were paid $95,754 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 51.4% of premiums. That is $332 per covered person, above the median for employer plans that report broker pay. Brokers were paid 10.3x the $9,304 reported for 2024.

Insurance contracts · 20256
DELTA DENTAL OF MINNESOTA · dental$186K · 480 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life ltdpremiums n/a · 227 covered
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY · stdpremiums n/a · 118 covered
BCBSM, INC D.B.A. BLUE CROSS AND BLUE SHIELD OF MINNESOTA · healthpremiums n/a · 166 covered
HUMANADENTAL INSURANCE COMPANY · dentalpremiums n/a · 144 covered
Brokers & agents paid · 20256
B W INSURANCE AGENCY INC$8,033
BW INS AGENCY INC$4,703
ST PAUL AGENCY INC$70,227
BENE USA LLC$1,176
RJF$464
Also brokered by Gallagher5
Prisma Health SC$2,123,789

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 411861038 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.