Plan Ledger DOL Form 5500 · updated monthly

Terros Incbenefits

Terros, Inc. Employee Benefits Plan · PHOENIX, AZ · plan year 2025

Broker compensation reported · 2025
$78,735

Terros Inc's benefits plans covered 1,223 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $78,735 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $64 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay rose 117% from $36,246 in 2024.

Insurance contracts · 20257
UNUM LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 1,196 covered
METROPOLITAN LIFE INSURANCE COMPANY · visionpremiums n/a · 1,423 covered
AMERITAS LIFE INSURANCE CORPORATION · dental visionpremiums n/a · 1,581 covered
EMPLOYERS DENTAL SERVICES · dentalpremiums n/a · 287 covered
SYMETRA LIFE INSURANCE COMPANYpremiums n/a · 449 covered
CURALINC, LLC, D.B.A CURALINC HEALTHCAREpremiums n/a · 1,265 covered
METROPOLITAN GENERAL INSURANCE COMPANYpremiums n/a · 141 covered
Brokers & agents paid · 20256
LOVITT AND TOUCHE$23,598 · incl $23,598 fees
BLUE CROSS AND BLUE SHIELD$8,486 · incl $8,486 fees
MARSH AND MCLENNAN AGENCY, LLC$42,303 · incl $9,848 fees
MARSH MCLENNAN AGENCY$4,237 · incl $92 fees
MARSH AND MCLENNAN$58 · incl $58 fees
LOVITT AND TOUCHE, INC$53 · incl $53 fees
Also brokered by Lovitt and Touche5
Flexivan AZ$199,887

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 860252067 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.