Plan Ledger DOL Form 5500 · updated monthly

T & D Concrete, Inc.benefits

T & D Concrete Inc Welfare Benefits Plan · THE VILLAGES, FL · plan year 2025

Broker compensation reported · 2025
$49,998

T & D Concrete, Inc.'s benefits plans covered 122 active participants in 2025, providing health · life · dental · other · vision. Insurance premiums totaled $954,646. Insurance brokers and agents were paid $49,998 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 5.2% of premiums. That is $410 per covered person, above the median for employer plans that report broker pay. Broker pay rose 7.4% from $46,533 in 2024.

Insurance contracts · 20253
HEALTH OPTIONS, INC. · health drug hmo$687K · 95 covered
BLUE CROSS BLUE SHIELD OF FLORIDA · health drug ppo$268K · 12 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · dental visionpremiums n/a · 122 covered
Brokers & agents paid · 20253
THE BALDWIN GROUP SOUTHEAST LLC$11,720 · incl $3,203 fees
BALDWIN KRYSTYN SHERMAN PRTNRS LLC$37,231
Also brokered by The Baldwin Group Southeast LLC5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 593098812 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.