Plan Ledger DOL Form 5500 · updated monthly

Sunward Federal Credit Unionbenefits

Sunward Federal Credit Union Wrapper Plan · ALBUQUERQUE, NM · plan year 2025

Broker compensation reported · 2025
$301,857

Sunward Federal Credit Union's benefits plans covered 583 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $346,489. Insurance brokers and agents were paid $301,857 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 87.1% of premiums. That is $518 per covered person, in the top quarter of employer plans that report broker pay. Broker pay fell 5.7% from $320,151 in 2024.

Insurance contracts · 202510
DELTA DENTAL OF NEW MEXICO, INC. · dental$346K · 1,041 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life ltdpremiums n/a · 583 covered
VISION SERVICE PLAN · visionpremiums n/a · 596 covered
BLUE CROSS BLUE SHIELD OF NEW MEXICO · healthpremiums n/a · 287 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 260 covered
PRESBYTERIAN HEALTH PLAN INC. · health hmopremiums n/a · 459 covered
UNUM INSURANCEW COMPANYpremiums n/a · 140 covered
METLIFE LEGAL PLANSpremiums n/a · 167 covered
KAISER FOUNDATION HEALTH PLAN, INC. · healthpremiums n/a · 4 covered
PRESBYTERIAN HEALTHCARE SERVICES D.B.A. THE SOLUTIONS GROUPpremiums n/a
Brokers & agents paid · 20258
NOAH G OROPEZA$17,993 · incl $17,993 fees
HUB INTERNATIONAL INSURANCE SVCS$178,026 · incl $13,290 fees
NOAH OROPEZA$5,062
HUB INTERNATIONAL INS SVCS$5,632 · incl $1,338 fees
HUB INTERNATIONAL INS SVCS INC$3,363 · incl $238 fees
HUB INTERNATONAL OF CA INS SVCS$880
HUB INTERNATIONAL OF CA INS SVCS$214 · incl $214 fees
Also brokered by HUB International5
Rfe/Rl, Inc. DC$1,044,707

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 850113445 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.