Plan Ledger DOL Form 5500 · updated monthly

Step Forwardbenefits

Step Forward Welfare Benefit Plan · CLEVELAND, OH · plan year 2025

Broker compensation reported · 2025
$134,221

Step Forward's benefits plans covered 306 active participants in 2025, providing health · life · dental · vision · death benefits · other. Insurance premiums totaled $4,522,146. Insurance brokers and agents were paid $134,221 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 3.0% of premiums. That is $439 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 6.7% from $125,768 in 2024.

Insurance contracts · 20254
MEDICAL MUTUAL · health drug dental$4.5M · 232 covered
METROPOLITAN LIFE INSURANCE COMPANY · vision lifepremiums n/a · 456 covered
STANDARD INSURANCE COMPANY · lifepremiums n/a · 295 covered
STANDARD INSURANCE COMPANY · visionpremiums n/a · 222 covered
Brokers & agents paid · 20251
GALLAGHER BENEFIT SERVICES INC$134,221 · incl $67,309 fees
Also brokered by Gallagher5
Prisma Health SC$2,123,789

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 340965350 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.