Plan Ledger DOL Form 5500 · updated monthly

St Cloud Refrigeration Inc Health & Welfare Planbenefits

St Cloud Refrigeration Inc Health & Welfare Plan · SAINT CLOUD, MN · plan year 2025

Broker compensation reported · 2025
$73,498

St Cloud Refrigeration Inc Health & Welfare Plan's benefits plans covered 280 active participants in 2025, providing health · life · dental · short-term disability. Insurance brokers and agents were paid $73,498 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $262 per covered person, above the median for employer plans that report broker pay. Broker pay fell 30% from $104,761 in 2024.

Insurance contracts · 20252
HEALTHPARTNERS INSURANCE COMPANY · healthpremiums n/a · 426 covered
PRINCIPAL LIFE INSURANCE COMPANY · life stdpremiums n/a · 645 covered
Brokers & agents paid · 20253
GALLAGHER BENEFIT SERVICES INC$56,071 · incl $44,814 fees
NFP CORPORATE SERVICES MN INC$14,168 · incl $14,168 fees
THE KNW GROUP, LLC$3,259
Also brokered by Gallagher5
Prisma Health SC$2,123,789

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 410802798 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.