Spectrum Employer Business Cooperativebenefits

Spectrum Employer Business Cooperative's benefits plans covered 3,410 active participants in 2025, providing health. Insurance premiums totaled $26,340,154. Insurance brokers and agents were paid $589,987 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 2.2% of premiums. That is $173 per covered person, below the median for employer plans that report broker pay. Broker pay fell 8.2% from $642,964 in 2024.