Plan Ledger DOL Form 5500 · updated monthly

Smith & Howard Advisory, LLCbenefits

Smith & Howard Advisory, LLC Health and Welfare Benefits Plan · ATLANTA, GA · plan year 2025

Broker compensation reported · 2025
$357,256

Smith & Howard Advisory, LLC's benefits plans covered 427 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $2,415,395. Insurance brokers and agents were paid $357,256 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 14.8% of premiums. That is $837 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 48% from $242,008 in 2024.

Insurance contracts · 20252
CIGNA HEALTH AND LIFE INSURANCE COMPANY · health dental$2.4M · 418 covered
GUARDIAN · vision life std ltdpremiums n/a · 433 covered
Brokers & agents paid · 20255
MARSH & MCLENNAN AGENCY$131,513 · incl $122,555 fees
MCGRIFF INSURANCE SERVICES, INC.$70,887 · incl $66,072 fees
THE CASON GROUP, INC.$69,759 · incl $69,759 fees
MARSH & MCLENNAN AGENCY LLC$61,850 · incl $18,528 fees
Also brokered by Marsh McLennan Agency5
Rme LTD. LLC CO$10,578,643

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 581250486 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.